About your coverage

  • All crops are insured for spot loss damage caused by hail or naturally caused fires.
  • All crops are covered standing or in the swath.
  • Losses equal to or exceeding 85 will be paid at 100 less the deductible in effect.
  • Hail and fire coverage expires on October 31st or when the crop is harvested.
  • All crops grown for grain, seed or forage production are insurable. Click here for details.
  • Deductible options include full coverage, straight and disappearing deductibles. Click here for details.

Select a product to see coverage Eligibility

Eligibility

SMHI

AMHI

PMHI
Land Owner in SK ● ● ●
Land Owner in AB ● ●
Land Owner in MB ● ●
Crown-Land Leased in SK ● ● ●
Land Lessee in AB ● ●
Land Lessee in MB ● ●
Insurable Interest in SK ● ●
Insurable Interest in AB ● ●
Insurable Interest in MB ● ●
Learn More Fast File Learn More Learn More Buy PMHI Online

Select a product to see coverage Features

Features

SMHI

AMHI

PMHI
Continuous Coverage ●
Spot Loss Hail Coverage ● ● ●
Fire Coverage ● ● ●
Buy Coverage Direct Online ●
File Coverage Online ●
Payment Discounts ● ●
Deferred Payment Options ● ●
Buy From Agent ● ●
Learn More Fast File Learn More Learn More Buy PMHI Online

Payment Methods Accepted

Payment Methods Accepted

SMHI

AMHI

PMHI
Cash or Cheque (Current) ● ●
Cash or Cheque (Deferred) ● ●
Credit Card (MC & Visa) ● ●
Promissory Note (Due October 15th) ●

AMHL

  • Available to anyone with an insurable interest in the crop within Saskatchewan, Alberta or Manitoba.
  • Can be bought as a stand-alone policy or in addition to SMHI or PMHL.
  • Deferred payment options available.
  • Indemnity up to $500 per acre (conditions apply).
  • Annual application.

Coverage

AMHL offers spot loss hail insurance coverage with indemnities up to $500 per acre. Coverage is effective at 12:00 P.M. the day following your application and is in effect until harvest or up to October 31st.

Coverage options include full, straight and disappearing deductibles. Last day for application is August 1st. Click here for coverage details.

Flexible payment options

We provide payment terms that best suit your operations including deferred payment options.

Pay for your AMHL by:

  • Cash or credit at time of purchase.
  • Deferred cash payment due August 1st (at cash rate).
  • Promissory note due October 15th.

Sign up today by contacting your local RM agent here or call 1 (877) 414-7644.

For more information on our coverage options, click here.

AUGUST 1

Last day to apply for coverage with AMHL

OCTOBER 31

Last day of hail & fire coverage

PHML

  • For Owners, lessees or those with an Insurable Interest in Saskatchewan, Alberta or Manitoba.
  • Can be bought as a stand-alone policy or in addition to SMHI or AMHL.
  • Buy online and get a 6% discount.
  • Indemnity up to $350 per acre.
  • Annual application.

Coverage

PMHL offers spot loss hail insurance coverage up to $350 per acre. Coverage is effective at 12:00 P.M. the day following your application and is in effect until harvest or up to October 31st.

Coverage options include full, straight and disappearing deductibles. Last day for application is August 1st. Click here for coverage details.

Payment options

PMHL is purchased online using any device at any time. Buying direct through credit card earns you an immediate 6% discount off your premium. We accept Visa and MasterCard.

To buy PMHL, sign into your existing account or sign up for a new account here.

For more information on our coverage options, click here.

AUGUST 1

Last day to apply for coverage with PMHL

OCTOBER 31

Last day of hail & fire coverage