About your coverage
- All crops are insured for spot loss damage caused by hail or naturally caused fires.
- All crops are covered standing or in the swath.
- Losses equal to or exceeding 85 will be paid at 100 less the deductible in effect.
- Hail and fire coverage expires on October 31st or when the crop is harvested.
- All crops grown for grain, seed or forage production are insurable. Click here for details.
- Deductible options include full coverage, straight and disappearing deductibles. Click here for details.
Select a product to see coverage eligibility
Eligibility |
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Land Owner in SK | ● | ● | ● |
Land Owner in AB | ● | ● | |
Land Owner in MB | ● | ● | |
Crown-Land Leased in SK | ● | ● | ● |
Land Lessee in AB | ● | ● | |
Land Lessee in MB | ● | ● | |
Insurable Interest in SK | ● | ● | |
Insurable Interest in AB | ● | ● | |
Insurable Interest in MB | ● | ● |
Learn More Fast File | Learn More Find an Agent | Learn More Buy PMHI Online |
Select a product to see coverage features
Features |
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Continuous Coverage | ● | ||
Spot Loss Hail Coverage | ● | ● | ● |
Fire Coverage | ● | ● | ● |
Buy Coverage Direct Online | ● | ||
File Coverage Online | ● | ||
Payment Discounts | ● | ● | |
Deferred Payment Options | ● | ● | |
Buy From Agent | ● | ● |
Learn More Fast File | Learn More Find an Agent | Learn More Buy PMHI Online |
Payment Methods Accepted
Payment Methods Accepted |
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Cash or Cheque (Current) | ● | ● | |
Cash or Cheque (Deferred) | ● | ● | |
Credit Card (MC & Visa) | ● | ● | |
Promissory Note (Due October 15th) | ● |