• Est. in 2014 to provide coverage for owners, lessees or those with an insurable interest in the crop within Saskatchewan, Alberta or Manitoba.
  • Can be bought as a stand-alone policy or in addition to SMHI or AMHI.
  • Buy online and receive a 6% discount.
  • Indemnity up to $400 per acre.


PMHI offers spot loss hail insurance coverage up to $400 per acre. Coverage is effective at 12 o’clock noon the day following your application and is in effect until October 31st or until the crop is harvested.

Deductible options include full, straight and disappearing deductibles. Last day for application is August 1st.

How to Apply

Prairie Municipal Hail Insurance (PMHI) was created to provide, to farmers, the convenience of purchasing hail insurance coverage direct. To buy PMHI, sign in to your existing account or sign up for a new account.

Payment Options

PMHI is purchased online using any device, any time. Buying direct through credit card earns you an immediate discount of 6% off your premium. We accept Visa and MasterCard.

Buy PMHI Online


Last day to apply for coverage with PMHI


Last day of hail & fire coverage

Interested in signing up or want more information?

We are always happy to help.